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🚨 Attention! Avoid NSF Fees with these simple steps: Non-sufficient funds (NSF) fee occurs when you don't have enough money in your account to cover a transaction. For instance, if you have a pre-authorized bill and your account lacks sufficient funds, or if you write a check that bounces due to insufficient funds, the bank may charge an NSF fee. Most banks levy up to $45 per NSF transaction, and the company you're owing may also add another $45 fee from their end. Here's how to steer clear of NSF fees: 1. Cancel pre-authorized payments through your online banking app or the company's online platform. 2. Contact the company to change your payment due date or set up installment plans, or cancel your pre-authorized payments. 3. Consider switching to a bank account with lower NSF fees, example student or newcomer accounts. 4. Explore banks with overdraft protection or delayed NSF charges. 5. Request your bank to waive NSF fees with a valid explanation. 6. Use stop payments cautiously and pay companies manually to avoid NSF charges. 7. Stay vigilant with spending and set up balance alerts. Don't let NSF fees drain your funds!